Reporting & Analytics

Measure Everything That Moves Through Your Wallet​

Overview​

Use Accrue's built-in analytics reports or feed Accrue data into other tools using the API. Every transaction, reward, settlement, and user action is tracked and queryable — giving you full visibility into how your wallet program is performing without building reporting infrastructure from scratch.

Built-In Reports​

Transaction Reporting​

Full history of every transaction across all wallets — deposits, purchases, refunds, withdrawals, and disbursements. Filter by date range, transaction type, status, counterparty, or individual wallet.

• Per-transaction detail: amount, type, status, linked payment method, timestamps
• Aggregated views: daily/weekly/monthly volume, GMV, and transaction counts
• Export to CSV for offline analysis or accounting system import

Settlement Reporting​

Every settlement batch includes a complete breakdown — gross amount, fees collected, net payout, and the individual transactions that make up each batch.

• Settlement summary: capture count, capture total, fee total, credit/debit totals
• Per-transaction detail within each settlement: payment ID, user ID, gross amount, fee, net amount
• Reconciliation-ready format for matching against bank statements

Reward & Incentive Reporting​

Track the full lifecycle of every reward issued through the Incentive Engine — from issuance through redemption or expiration.

• Rewards issued, redeemed, expired, and outstanding by type and cost center
• Redemption rates by reward type (cashback, onboarding, sweepstakes, mystery rewards)
• ROI tracking: reward spend vs. incremental GMV driven

User & Wallet Analytics​

Understand how users engage with your wallet program over time.

• Wallet creation and KYC completion rates
• Funding behavior: load frequency, average load amount, funding method mix
• Purchase behavior: conversion rates, AOV, repeat purchase rates
• Retention cohorts: monthly retention by signup cohort, segmented by activity type

Counterparty Reporting​

Per-counterparty visibility into payments received, fees collected, disbursements sent, and outstanding balances. Give your payees a clear view of what they're owed and what they've received.

API Access​

Every report available in the dashboard is also available via the API. Pull raw data into your own analytics stack, data warehouse, or BI tools.

• REST API: Query transactions, settlements, rewards, and wallet data with full filtering and pagination
• Webhooks: Subscribe to real-time events for transaction completions, settlement batches, reward issuance, and KYC status changes — trigger your own downstream reporting automatically
• CSV Export: Bulk export any report for import into accounting systems, spreadsheets, or data pipelines

Reconciliation​

Accrue's double-entry ledger guarantees that every balance reconciles — inflows always equal outflows plus held balances. Built-in reconciliation tools help you verify this at any level:

• Balance reconciliation: Real-time balance queries across user wallets, counterparty accounts, and fee accounts
• Settlement reconciliation: Match settlement batches against bank deposits to confirm funds landed
• Discrepancy alerting: Configure automated checks that flag discrepancies above a threshold you define

Embedded Analytics​

For merchants who want analytics inside their own product, Accrue supports embedded dashboards — pre-built visualizations that can be white-labeled and embedded directly into your backoffice or merchant portal.

Full visibility into every dollar that moves through your wallet — from transaction to settlement to reconciliation. Use Accrue's built-in reports or pipe the data into your own tools via the API.